The affordable all-round protection for pets

✅ Dog Insurance

✅ Cat Insurance

✅ Horse Insurance

✅ Pet Health Insurance

✅ Pet Owner Liability Insurance

Is your beloved companion sick or in need of medication? Pet insurance protects you from the financial consequences of illness or accident up to the chosen coverage amount.

Secure your dog or cat early and avoid costs that could strain your household budget. We help you find the right pet insurance.

Calculate your premium now and insure your pet

Pet health insurance protects you from high veterinary costs and ensures your pet always receives the best possible care.

We calculate a low premium for you and insure your pet today.

Benefits of pet insurance

✅Insured all year round

✅ Health and accident insurance

✅ Up to 90% of treatment costs covered

✅ Fair, age-independent premiums

✅ Lost & Found service

✅ Legal protection and travel insurance

Services

Veterinary costs

Vaccinations and treatments

Valid worldwide

Additional coverage

What types of travel insurance are available?

about travel insurance

✅ Trip Cancellation Insurance

✅ Travel Health Insurance

✅ Group Insurance

✅ Specialty Insurance

The excitement for your upcoming trip is huge. However, how quickly can an event occur that leads to a cancellation or interruption of the trip? Who covers the costs associated with trip cancellation? Who provides travel protection?

This is where it makes sense to take out travel insurance. Whether living in a single household or with family, ensure the follow-up costs early.

Why travel insurance makes sense

If you are on holiday abroad, travel insurance provides you with financial protection – for example, if you become ill before or during your trip, have an accident or your luggage is lost.

All-round protection for all trips

✅Hospital costs abroad

✅ SOS service abroad

✅ Travel liability insurance

✅ Emergency transport and rescue abroad

✅ Doctor’s fees

✅ Travel luggage

✅ Cancellation insurance

The advantages of travel insurance

Optimal protection abroad

Benefits in the event of illness
or trip cancellation

Insurance at an affordable premium

Which valuables can you insure?

✅ Jewelry, watches, furs, handbags

✅ Paintings, sculptures, designer furniture

✅ Musical instruments, Hi-Fi and home cinema devices

✅ Cameras, TVs, PCs including monitors, laptops, and projectors

✅ Hunting and sporting weapons, including accessories

In your household insurance, valuables like jewelry, furs, or artwork are covered up to 20% of the insurance sum. However, this protection is often not enough to sufficiently cover the value of these items.

With valuable items insurance, you can properly and appropriately protect your favorite possessions.

For everything you hold dear

In addition to their personal significance, valuables usually also have significant financial value.

With valuables insurance, you can therefore insure valuable items such as jewelry, furs, musical instruments, and paintings against theft, loss, or destruction.

Coverage for loss and damage caused by

✅Accident of the means of transport

✅ Theft, robbery, extortion

✅ Embezzlement, misappropriation

✅ Mix-up, leaving behind

✅ Fire, lightning, explosion

✅ Loss of entire pieces of jewelry

✅ Falling out of individual parts from the setting

Advantages of
Valuables Insurance

Comprehensive insurance for your valuables at their replacement value.

Also valid abroad.

Insurance against damage,
burglary, simple theft,
robbery – and in some cases even against loss and misplacement.

Frequently Asked Questions (FAQ)

01.When does pet health insurance not pay?

  • If medically unnecessary treatments are performed (for example, surgeries to establish the breed standard).
    If you take preventative measures for your animal (for example, vaccinations).
    If you feed your animal diets and supplements.

02.When does travel insurance not pay?

  • Theft of cash, credit, and debit cards in your luggage.
    Due to a flight delay, you miss your connecting flight. Costs for an additional overnight stay are not covered. Note: The airline may be liable in this case, depending on the reason for the delay.
    Partners separate shortly before departure. The vacation must be canceled. For coverage to apply, the reason for cancellation must be an accident, illness, or property damage.

03.When is private art insurance worthwhile?

  • If you own or possess valuable works of art, private art insurance is worthwhile. Conventional home contents insurance usually doesn’t offer as comprehensive coverage as specialized art insurance. Art insurance is particularly recommended for large private collections. Only specialized art insurance coverage can prevent underinsurance.

04.What costs does valuables insurance cover?

  • Valuables insurance covers the entire cost of damage to your insured valuables, up to the insured amount. Important: Each insured item must be listed and described individually in the policy. The insurance will reimburse the replacement value of your insured items.